We all have our weaknesses — whether it be a certain store that never lets us leave empty-handed, or splurging on so many accessories that we'll never look dull a day in our lives, or a shoe fetish for the ages, I haven't met someone that doesn't have a little something that tends to tug on her purse strings. Next time you're staring at yourself for 15 minutes in the dressing room mulling over a pair of jeans that you know you don't need, think about rewarding yourself another way. Instead of simply stepping away from the jeans take the situation a step further by moving the money you would have spent into your savings account. Most banks allow you to make the transfer online which makes the whole process quick and easy. Instead of increasing your already bulky collection of blue, you'll watch your collection of green grow with satisfaction!
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Great Tips Savvy! But, it's easier said than done. I just can't bring myself to say no to shoes, purses, and accessories. And that's why I'm usually broke. But, next time I will try harder!
1Yupp. I did it this afternoon!
2Went to Costco to buy kitty food and saw so many wonderful things to buy! But guess what!? I only left with kitty food
Yay for me
Wow what a great idea!!
3i have a real hard time turning down clothes and shoes lol
4The only way I can resist spending WAY more money than I need to at Target is to stay away! My funds have been a little low recently and I think I'm going through Target withdrawal, but it's better than overspending right now.
5I need to start doing this. All the little money I spend (latte's, costume jewelry, shirts, etc) adds up big time.
6i was proud of myself today!
7And if you do lack the willpower to not spend on these things, still put the amount you DID spend into an interest bearing account. Every little bit helps!
8lately i've definitely been of the school of thought that says 'even though it's on sale i don't need it'. my boyfriend seems to think that even though he's getting a great bargain, he'll still spend money and lately i have been the opposite.
i've been trying my darndest to save money since i don't have much of it, and you'd be suprised how quickly you're able to accrue funds....just by saving and 'saying no'
9After years of living paycheck to paycheck, I am FINALLY saving money... though it's hard... part of me is always like... see that balance in your savings account? that's a LOT of MAC makeup.... and maybe a Dooney bag?
10after two years of working in online shopping, my impulse resistance was kind of shot. but, i think i'm back on track now -- i just stopped myself from buying a cardigan and a pair of jeans today (on sale), when all i needed was a button-down shirt for an interview. phew!
11That's a great tip, but it's definitively hard to do. I really need to try harder! I live paycheck to paycheck. When I'm buying some earrings I don't need or a new pair of jeans when I have thousands of them I keep saying to myslef: "Save it for the summer" or "save it for rent".... if I finally don't buy it, I feel so proud of myslef!
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