There are several reasons why you might feel compelled to break up with your bank: You found better interest rates, cheaper ATM fees, more reliable customer service, or a more user-friendly website. Whatever your reason for wanting a change, make sure you keep these tips in mind on the path to making your ex-bank history.

1. Once you've found the best bank for you, open a new account.
2. Stop using your old account, but leave some cash to cover any outstanding checks, automatic withdrawals, or automatic payments.
3. Give your employer your new bank information so they can direct deposit your paychecks.
4. Move all automatic withdrawal and online bill pay information to your new bank account. You're fully committing to your new bank, so don't forget anything important!
5. If you're using an automatic transfer to move your account from one bank to another, keep both accounts open until the transfer is complete. Also, your old bank may charge a fee for this transfer, so ask them about any fees before initiating the process.
6. Ask your old bank what their procedure is for closing the account, and be sure all outstanding checks and automatic debits have cleared the account before you officially close it.

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